Insurance Information

At Summit Oral & Maxillofacial Surgery we make every effort to provide you with the finest care and the most convenient financial options. To accomplish this we work hand-in-hand with you to maximize your insurance reimbursement for covered procedures. If you have any problems or questions, please ask our staff. They are well informed and up-to-date and can be reached by phone at Warren Phone Number 586-755-9340.

Provided below is a list of medical and dental insurances that we participate with. In addition to the carriers listed we also accept may other dental and medical insurances at out-of-network benefit level.

Please call if you have any questions or concerns regarding your initial visit.

Please bring your insurance information with you to the consultation so that we can expedite reimbursement.

Participating Insurance List

May 21, 2015

Insurance Carrier Dental Medical Signed Agreement Need Referral
Aetna X X X  
Aetna Medicare Advantage PPO   X X  
Assurant/DHA X   X  
Avesis Dental/Molina X      
BCBSM Medicare Advantage   X X  
BCN Medicare Advantage   X X Not for OV/xrays, Yes for surgery
BEHP (Beaumont Employee)1   X X  
Blue Care Network   X X X
BCN U of M Premier Care3   X X X
Blue Cross (all products) X X X  
Cigna (CORE network for medical) X X X  
Cigna Dental HMO X   X X
Cofinity (formerly PPOM)   X X  
Delta Dental (all products) X   X  
Delta Dental EPO X   X  
DenteMax X   X  
DHA (Dental Health Alliance) X   X  
Federal Employees BC X X X  
(Detroit Trowel Traders Only) Golden Dental Plan X   X  
Guardian X   X  
HAP / Alliance Health   X X For HAP we do
Health Net / Tri Care (military)2   X   Some surgical
HealthPlus HMO   X X X
HealthPlus PPO   X X  X 
Healthy Kids (Delta Dental) X   X  
Humana Medicare   X X  
Medicare Part B   X X  
Medicare Plus Blue   X X  
MetLife X   X  
MI Child (Delta Dental) X X X  
Molina Medicare (not Medicaid) X X X  
Motor Vehicle Accident X X    
MultiPlan/PHCS   X X  
Principal Financial X   X  
Priority Health HMO/PPO   X X May for HMO proc.
Reliant Plan thru MGM Dental X      
St. John Smart Health   X X Maybe
Total Health Care HMO/PPO/Medicare   X X HMO for hospital procedures
TriCare/Health Net (military)2   X   Some surgical procedures
Unicare X   X  
United HealthCare X X X  
Workers Compensation X X    

1 Patients can only be treated by Dr. Kraemer or Dr. Orzech. Any other doctor, treatment will be subject to a $500 out of network deductible.

2 Active duty military MUST have a referral from their PCP for any services rendered.

3 Patients can only be treated by Dr. Orzech or Dr. Osguthorpe. Any other doctor, treatment will be subject to a $500 out of network deductible.