To accomplish this we work hand-in-hand with you to maximize your insurance reimbursement for covered procedures.

If you have any problems or questions, please ask our staff. They are well informed and up-to-date and can be reached by phone at Warren Phone Number 586-755-9340.

Provided below is a list of insurance providers, including medical and dental, that we participate with. In addition to the carriers listed we also accept may other dental and medical insurances at out-of-network benefit level.

Please call if you have any questions or concerns regarding your initial visit.

Please bring your insurance information with you to the consultation so that we can expedite reimbursement.

List of Insurance Providers Participating

Updated: August 24, 2017

Insurance CarrierDentalMedicalSigned AgreementNeed Referral
ADNXX
AetnaXXX
Aetna Medicare Advantage PPOXX
Assurant/DHAXX
Avesis Dental/MolinaX
BCBSM Medicare AdvantageXX
BCN Medicare AdvantageXXNot for OV/xrays, Yes for surgery
BEHP (Beaumont Employee)1XX
Blue Care NetworkXXX
BCN U of M Premier Care3XXX
Blue Cross (all products)XXX
Blue Cross Dental EPO X X
Cigna (CORE network for medical)XXX
Cigna Dental HMOXXX
Cofinity (formerly PPOM)XX
Delta Dental (all products)XX
Delta Dental EPOXX
DentaQuest Healthy MichiganXXSometimes; Always for wisdom teeth
DentaQuest for Ohio Medicaid XX For anything, including evaluation
DenteMaxXX
DHA (Dental Health Alliance)XX
Federal Employees BCXXX
(Detroit Trowel Traders Only) Golden Dental PlanXX
GuardianXX
HAP / Alliance HealthXXFor HAP we do
Health Net / Tri Care (military)2XSome surgical
HealthPlus HMOXXX
HealthPlus PPOXX X
Healthy Kids (Delta Dental)XX
Humana MedicareXX
Medicare Part BXX
Medicare Plus BlueXX
MetLifeXX
MI Child (Delta Dental)XXX
Molina Medicare (not Medicaid)XXX
Motor Vehicle AccidentXX
MultiPlan/PHCSXX
Principal FinancialXX
Priority Health HMO/PPOXXMay for HMO proc.
Reliant Plan thru MGM DentalX
St. John Smart HealthXXMaybe
Total Health Care HMO/PPO/MedicareXXHMO for hospital procedures
TriCare/Health Net (military)2XSome surgical procedures
UnicareXX
United HealthCareXXX
Workers CompensationXX

1 Patients can only be treated by Dr. Kraemer. Any other doctor, treatment will be subject to a $500 out of network deductible.

2 Active duty military MUST have a referral from their PCP for any services rendered.

3 Patients can only be treated by Dr. Osguthorpe. Any other doctor, treatment will be subject to a $500 out of network deductible.